Monica Cartwright

Experience

A career of measurable transformation.

Twenty years leading enterprise transformation, regulatory execution, and revenue growth across regulated, customer-facing organizations.

Career Timeline

  1. Regulatory Era

    Equifax

    Vice President, Strategic Leadership

    Operationalized a 45-page CFPB consent order into an enterprise execution framework spanning workstreams, executive stakeholders, and measurable regulatory milestones — without disrupting the operating business.

  2. Portfolio Era

    Equifax

    Vice President, Support Services

    Directed a 42-person organization and a $60M+ customer portfolio, growing revenue to more than $60M through pricing, lifecycle, and operational levers.

  3. Platform Era

    Equifax

    Senior Director, Program Management & Business Relations

    Led enterprise CRM modernization for 1,000+ users and program governance across Operations, Technology, Legal, Compliance, and CX.

  4. Growth Era

    Equifax

    Director, Global Program & Partner Operations

    Managed global partner operations of 1,000+ agents and generated $5M in incremental revenue through partnerships, contract renegotiation, and performance optimization.

  5. Growth Era

    Equifax

    Manager, Sales, Retention & Operations

    Relaunched sales and retention programs — retention 8% → 31%, sales conversion 4% → 15%, and 66% monthly unit sales growth. Delivered the first Spanish-language credit report initiative.

  6. Foundations

    Equifax

    Program Manager / Process Integration Analyst

    Led process integration and operational consolidation, reducing costs by up to 90% while protecting service quality and compliance.

  7. Foundations

    Bank of America

    Call Center Supervisor & Process Improvement Consultant

    Built the operational fluency across the customer lifecycle that later shaped enterprise strategy work.